Why Bachelor of Commerce?
Property shapes where people live, how they build wealth, and the futures they leave behind. Master the skills to help others build real, lasting security through property.
For most Australians, buying property is the biggest financial decision they will ever make. But building true, multi-generational wealth requires more than just picking a house on a map—it takes financial strategy, tax frameworks, and investment analysis. By combining financial planning with property expertise, you become the trusted advisor who knows how to structure portfolios, navigate real estate markets, and build long-term financial security through property.
If you want a highly rewarding, relationship-driven career where your strategic advice directly helps everyday families and major investors secure their dream properties and retire with complete peace of mind, you’ve found your path.
Overview
In Australia, property is central to how most Australians build wealth and the cornerstone of personal wealth. Combining this with professional financial planning means you aren't just advising clients on traditional shares or super; you are helping them build long-term financial security through property and portfolio planning.
Combine financial advice with property expertise in the Bachelor of Commerce with a double major in Financial Planning and Property at Adelaide University. This program prepares you to support clients in building wealth through informed financial and property decisions while retaining flexibility to work as a specialist valuer.
Alongside your major studies, you’ll develop core commerce knowledge focused on how markets, assets and economic systems interact. You’ll explore how value is created and managed across real estate, infrastructure and investment environments, along with other asset types.
Three years, two majors — and the practical experience, industry knowledge and professional capability that financial services, property investment and advisory employers are looking for.
Career opportunities may include:
- financial planner or adviser
- property investment adviser
- certified property valuer
- wealth management associate
- property analyst
- retirement or superannuation specialist
- advisory or consulting professional.
Key features
Complete two high-demand majors in a standard three-year commerce degree.- Gain pathways to professional recognition across both property and financial planning sectors.
- Unlock over 400 hours of hands-on experience through real-world wealth and property case studies.
- Master industry-standard property valuation frameworks alongside cutting-edge financial planning systems.
- Learn to structure highly profitable, low-risk investment portfolios that include real estate.
- Graduate ready to lead in high-value wealth management, real estate advisory, and valuation roles.
What you'll learn
The Bachelor of Commerce with a double major in Financial Planning and Property at Adelaide University develops expertise across financial advice and property markets, preparing you to support clients in making informed investment and wealth decisions.
You'll study accounting, economics, financial markets and professional practice alongside specialised financial planning topics such as superannuation, retirement planning, insurance, estate planning and regulatory frameworks. In parallel, you'll explore property valuation, property law, property investment, agency practice and property development.
Work directly with industry professionals through more than 400 hours of work integrated learning, applying your skills in real-world advisory and investment contexts. You’ll also use contemporary financial tools and analytical frameworks that reflect professional practice across both sectors.
Majors
The Bachelor of Commerce is also available with a single major in the following:
Or with a double major in these complementary combinations:
- Accounting and Business Analytics
- Accounting and Finance
- Accounting and Financial Planning
- Accounting and Property
- Business Analytics and Finance
- Business Analytics and Financial Planning
- Business Analytics and Property
- Finance and Property.
Degree Structure: Bachelor of Commerce majoring in Financial Planning and Property
Program code: BCOMM
Courses
Listed here are all the courses that contribute to your program, including elective options that can be chosen. These courses come together to form your study plan. Courses fall into different categories, each of which have specific unit values that need to be met under the program rules.
Career outcomes
Investing in property is deeply personal. It takes a mix of hard market data and real human trust. The professionals who can read the housing market and design custom wealth plans are the ones who guide big-time investors and everyday families through significant financial decisions.
You might act as a buyer’s advocate and financial strategist for a premier advisory firm, helping high-net-worth clients source, value, and finance profitable commercial properties. You may run the wealth management side of a financial planning practice, designing customised investment portfolios that perfectly balance shares, superannuation, and real estate assets. Or, you could work with property development syndicates, advising private investors on how to structure their capital to fund major residential or commercial build projects safely.
Where else could this take you?
- Property investment advisory structuring and scaling real estate portfolios for private clients.
- Certified property valuation providing professional valuation and consulting for banks and developers.
- Wealth management and advisory crafting holistic, long-term wealth plans that incorporate diverse assets.
- Superannuation specialist helping clients strategically leverage self-managed super funds to buy property.
- Estate and succession planning guiding families through the smooth transfer of property-rich estates.
Industry trends
The landscape of personal wealth in Australia is shifting rapidly as buyers face tighter lending criteria, changing interest rates, and housing affordability challenges. Research highlights that younger generations are increasingly turning to alternative pathways like "rentvesting"—renting in their preferred lifestyle location while purchasing investment properties in more affordable growth areas. According to the Westpac 2025 Home Ownership Report, 54% of first-home buyers are actively considering rentvesting to enter the market sooner, while data from Money.com.au's Mortgage Insights Report shows a 21.4% year-on-year surge in rentvesting loans. This shift requires highly sophisticated financial structures and geographic diversification strategies.
At the same time, the dramatic rise of Self-Managed Super Funds (SMSFs) buying direct property has made specialised advice around tax, compliance, and asset structure more critical than ever. Recent Australian Taxation Office (ATO) statistical reporting reveals that SMSF asset allocations to residential property surged 26.4% to over $55 billion, with overall SMSF property investments reaching approximately $178 billion in total assets.
Adelaide University meets this trend head-on, blending professional financial advisory credentials with practical property valuation skills so you can guide clients through complex market landscapes with absolute authority.
Ready to apply?
Your study experience and support
Adelaide University sets you up for success in your studies – and your social life. You’ll have access to work placement and internship opportunities, overseas study tours and exchanges, networking events with guest speakers and more. Our campuses are equipped with purpose-built facilities including lecture theatres, libraries, workshops, laboratories, and spaces that simulate real work environments. These are all supported by the latest technologies and a 24/7 online learning platform with personalised study information and resources.
You’ll have everything you need to live well and thrive during your studies, with health services on campus, gymnasiums, technology zones and modern student lounges. Get involved in campus sport or join our student clubs that will connect you to your passions – and the people who share them.
Adelaide also has a variety of accommodation options to suit your individual requirements and budget, with options ranging from dedicated student accommodation to private rentals. One of the world’s most liveable cities, Adelaide has lots of leafy parks, gardens and social hubs – and some of the highest living standards globally. No matter where you are in Adelaide, you’re only a short distance from beaches, vineyards, museums, art galleries, restaurants, bars and parklands. Visit the accommodation web page to find out more.
Student services
We’re here to support you on your student journey. Adelaide University offers a range of support services and facilities, including:
- Career advice and mentoring services
- Personal counselling
- LGBTQIA+ support
- Academic support
- Fees and finance help
- Security services
- Accommodation services
- Common rooms
- Prayer rooms.
You’ll also have unlimited access to our dedicated student support hub. Visit in-person or online, or contact our friendly team by phone. We can assist you with anything study-related including enrolment, identification cards, timetables, fees and more.
Your program team
Your campus
You'll be studying at one of our renowned campuses, accessing cutting-edge facilities and contemporary study spaces.
Study hours
Your courses will require a combination of different learning formats, including lectures, tutorials, workshops, seminars and practicals. Aside from your classes, you’ll also need to allocate additional time for independent study. This may include assignments, readings, projects and contributing to online discussion forums. As a rough guide, full-time studies may require 12-26 hours of class time and 14-18 hours of independent study per week.
Assessment
During your studies at Adelaide University, you’ll complete a mixture of practical, professional and research-based learning. Your assessment types will vary depending on the degree you’re studying, but may include:
- Case studies
- Essays and assignments
- Examinations
- Group projects
- Internships and placements
- Practicals
- Presentations
- Reports and project documentations
- Research projects
- Workplace and classroom contributions.
